APR Calculator
Calculate potential rewards on your tokens.
Compounding and simple interest supported.
This is an informational tool. Displayed values are indicative
only — not guaranteed. DYOR before investing.
Token
STON
How do I use this calculator?
Input your investment details (amount, interest rate, duration), and the calculator estimates APR/APY.What is Annual Percentage Rate (APR)?
APR, or Annual Percentage Rate, shows how much your investment can grow in one year using simple interest, without compounding. It represents the yearly percentage return applied only to your initial amount. For example, $1,000 at 10% APR grows to $1,100 after one year. The earned returns are not reinvested, so they do not generate additional returns. Unlike APY, APR does not account for compounding.What is Annual Percentage Yield (APY)?
APY, or Annual Percentage Yield, shows how much your crypto in a liquidity pool can grow in one year. It includes extra growth from compound interest, where your gained returns are constantly added to your position to earn more. For example, $1,000 in a pool with 10% APY grows more than with 10% APR because APY accounts for this compounding effect.What’s the difference between APY and APR?
APR is the annual return on your investment without compounding. APY includes compounding, showing the total annualized return.Why does my APY change over time?
APY fluctuates due to market volatility, trading volume, pool size, and impermanent loss affecting your position’s value.Do gas fees impact my APY?
Yes, high gas fees reduce net returns, as they’re paid when adding/removing liquidity or claiming rewards.Is APY or APR guaranteed?
No, APY or APR is an estimate based on past performance. Market conditions and pool activity can change returns.Does STON.fi automatically compound rewards?
Not at the moment. Rewards aren't auto-compounded — reinvesting manually requires a new transaction each time, which means paying gas fees and can reduce profitability, especially for small deposits.